Moving House and Home Insurance

You should always consider moving house with professional removal contractors, as this will be not only more efficient, but it may also reduce the risk of damage. Just think about all the precious items you'll be removing from your family home, and you'll realise how important it is to have a smooth and accident-free house move.

Thankfully, if there is accidental damage caused by professionals during a house move, then your home insurance policy should protect you financially. This financial protection will only exist if you are moving house to a new private residence within the United Kingdom, Channel Islands or the Isle of Man. Any international house moving will not usually be covered on your home insurance.

You may also find that not all types of damage are covered by your home insurance. Any damage or loss to money, jewellery or to contents that are in storage will not usually be covered. You will also want to make sure that professional removal contractors pack the more delicate items from your home, as breakages and damage to china, glass, porcelain or any other delicate item of earthenware will not be covered unless it was packed by a professional.

You can reduce the risk of damage to your personal belongings whilst moving house by planning your move as much as possible. Make sure you have large supplies of bubble wrap and strong moving boxes, so that you don't have to cut corners when it comes to packaging. If you're packing the boxes yourself, you should make sure they're all labelled clearly so there is no unnecessary movement from one place to the other. If any items inside the box are fragile, this should always be marked clearly - and where possible do not over pack boxes as this could lead to the box breaking from the strain.

Moving house can be quite a stressful experience. Whilst you can take certain measures to prevent damage, it's best to avoid the stress of seeing your belongings damaged in the first place. Either make very detailed plans for the move yourself, or - even better - hire a professional contractor who will ensure your home is moved safely from A to B.


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